Visa: Can a merchant charge a service fee?
Certain merchants (for example, government, education) in Canada, Egypt, Russia, and the U.S. are permitted to assess fixed or variable service fees on Visa Card transactions. Ref: https://usa.visa.com/support/consumer/visa-rules.html If you have a question about a Visa rule that is not addressed herein, please contact Visa at VisaRules@visa.com. Posted 2019-05-04.
States with “surcharging” laws
Surcharging isn’t allowed everywhere in the U.S. Currently, there are laws limiting surcharging in California Colorado Connecticut Florida Kansas Maine Massachusetts New York Oklahoma Texas Ref: https://usa.visa.com/support/consumer/visa-rules.html If you have a question about a Visa rule that is not addressed herein, please contact Visa at VisaRules@visa.com. Posted 2019-05-04.
Special provisions of CT Gen Statute 42-133ff
Connectcut General Statute Sec 42-133ff is the current law that addresses the issue of surcharges on credit cards. Please note, too, that the statute does not distinguish between “surcharges”, “service fees” and “convenience fees” — you should assume that they are all treated the same. Here are the specific paragraphs you should know about. (a) …. Read More
MasterCard: Is a merchant allowed to add a surcharge to the purchase amount?
A Merchant must not directly or indirectly require any Cardholder to pay a surcharge or any part of any Merchant discount or any contemporaneous finance charge in connection with a Transaction. A Merchant may provide a discount to its customers for cash payments. A Merchant is permitted to charge a fee (such as a bona …. Read More
MasterCard: Minimum/Maximum Transaction Amount Prohibited
A Merchant must not require, or indicate that it requires, a minimum or maximum Transaction amount to accept a valid and properly presented Mastercard or Maestro Card. Ref: https://www.mastercard.us/en-us/about-mastercard/what-we-do/rules.html Posted 2019-05-04